Hi Sarah: is Check and Balance a cleanser? Personally, and I'm ALL about moisture-optimising, I'd never start the day with a serious cleanser...I just wipe over with rosewater.
Wottevs....your moisturiser isn't frightfully rich, for winter. Why not try a fine layer of the oil under it in the morning? You won't have an oil slick to deal with, promise, and this really helps your skin keep its equilibrium in cold weather. For the flaking....I get that, and blame tissues for it. Two things...buy some big, blokes' cotton hankies for sniffles; and, after gentle, localised exfoliation, use something balm-like on your poor nostrils...for anything like this I adore Lush's Ultrabalm, costs peanuts, and has no nasty petrolatum products in it.